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HomeDIY GuidesProtect Your Home Before a Houston Storm or Hurricane: A Prep Checklist

The most effective flood protection happens in the days before a Houston storm, not during it. Clear your gutters and downspouts, test your sump pump, seal gaps and place sandbags at doors and low openings, move water away from the foundation, and elevate valuables and important documents off the floor. Because so much of Houston sits on flat clay with slab foundations and heavy summer rainfall, even homes outside a mapped flood zone take on water — so prep every season, and photograph your belongings now for insurance in case the worst happens.

Do the outdoor work while it’s still dry and safe. Once a hurricane is bearing down, focus on people, not property.

Watch how it's done

Video: Abbotts At Home - DIY & Home. Shown for reference — not affiliated with GetHoustonLeads.

Moderate difficulty  ·  About 2–4 hours

What you'll need

  • A ladder
  • Work gloves
  • A garden hose
  • A shop vacuum (to test the sump)
  • Plastic sheeting and tarps
  • Your phone (to inventory belongings)

Recommended parts & supplies

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Step by step

  1. 1

    Clear gutters and downspouts

    Clean leaves and debris out of your gutters and make sure downspouts are clear and carry water at least a few feet away from the foundation. Clogged gutters overflow and dump rain right against your walls and slab — one of the most common ways storm water gets into a Houston home. Add downspout extensions if yours empty right at the foundation.

  2. 2

    Test your sump pump and drainage

    If you have a sump pump, pour a bucket of water into the pit to confirm the float rises and the pump kicks on and empties it. Clear any French drains or yard drains of debris. A sump pump that fails mid-storm is worse than none — test it before, not during, and consider a battery backup since storms cause power outages.

  3. 3

    Seal gaps and place sandbags at low openings

    Walk the outside of the house and seal gaps around doors, low windows, the garage door, and where utilities enter with weatherstripping or caulk. Stack sandbags in front of doorways, the garage, and any low entry point where water would come in, building the wall a few bags high and tamping them tight. Sandbags won’t stop deep flooding, but they buy time against the first several inches.

  4. 4

    Move water away from the foundation

    Check that the ground slopes away from the house on all sides, and shovel or add soil to fill low spots that pool against the foundation. Move planters, mulch, and anything that traps water away from the walls. Good grading is the cheapest long-term flood defense a Houston homeowner has.

  5. 5

    Elevate valuables and important documents

    Move electronics, furniture, and stored boxes up off the floor — onto counters, shelves, or the second story. Put passports, the deed, insurance policies, and other critical papers in a waterproof bag or take them with you. Raise the washer, dryer, and anything in a low garage or utility room onto blocks. Even a foot of elevation saves a lot.

  6. 6

    Photograph your belongings for insurance

    Before the storm, walk every room filming a video inventory of your belongings — open closets, cabinets, and drawers, and capture serial numbers on big-ticket items. Standard homeowner’s insurance usually does not cover rising floodwater, so confirm whether you have separate flood insurance now, and keep your inventory and policy backed up off-site or in the cloud.

  7. 7

    Prep for the outage and move your vehicles

    Charge phones and battery packs, fill containers with drinking water, and park your cars on higher ground — a nearby garage or elevated lot — since street flooding ruins vehicles fast. Know your evacuation route. If you run a generator during the outage, only ever run it outdoors and well away from doors and windows — never in a garage, porch, or the house; generator carbon-monoxide poisoning kills Houstonians after nearly every hurricane. Once conditions turn dangerous, stop working on the house; no belonging is worth being caught in rising water.

When to call a pro

Bring in a pro before the season for the bigger defenses — a properly sized sump pump with battery backup, a French-drain or regrading project, foundation-wall sealing, or a backwater valve to stop sewage backups during heavy rain — since these are hard to do well in a rush and pay off across every storm. And the moment a storm actually gets water into your home, call a water-restoration company right away: Houston’s post-storm demand is enormous and the crews book up fast, so an early call gets you extraction and drying before the 24-to-48-hour mold window closes. Don’t wait to see how bad it gets — reach out as soon as water comes in.

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Protect Your Home Before a Houston Storm or Hurricane — FAQ

How do I prepare my Houston home for a hurricane or flood?
Clear gutters and downspouts, test your sump pump, seal gaps and stack sandbags at doors and low openings, make sure the ground slopes away from the foundation, and elevate valuables and documents off the floor. Also photograph a video inventory of your belongings and confirm your flood insurance before the storm, since standard homeowner’s policies usually don’t cover rising floodwater.
Do sandbags actually stop floodwater?
Sandbags won’t hold back deep flooding, but stacked tightly a few bags high at doors, the garage, and low openings, they slow and divert the first several inches of water and buy you valuable time. Pair them with sealing gaps around doors and moving water away from the foundation for the best homeowner-level protection.
Does homeowner’s insurance cover flood damage in Houston?
Usually not. Standard homeowner’s policies cover sudden internal water damage like a burst pipe, but rising floodwater from storms and hurricanes typically requires separate flood insurance, often through the National Flood Program. Given how much of Houston floods even outside mapped flood zones, it’s worth confirming your coverage before hurricane season — not after.

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